The HOA was created as part of a declaration of covenants which were
recorded with
with the State and parish when the subdivision was planned and developed. By accepting your deed, you are accepting the
terms of the “indenture and/or restrictions” as they were filed and
automatically become a "Member" of that Association.
It is not required by any law that these indentures (restrictions) be provided to you by
anybody including the realtor or closing company as it is considered
public record and, unfortunately, charges you with finding them.
It is
required, however, to be disclosed by the seller prior to purchase that a
subdivision with assessment fees does exist.
Years ago we installed the sign on our entrance road that states "Deed
Restricted Community" to assist in that notification.
Learn about the Louisiana Homeowners Association Act by reviewing Louisiana
Revised Statute Title 9 Section 1141 from the
Louisiana
State Legislators website.
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